Group Capital Finance Services, INC – BUSINESS & PERSONAL LOAN PROGRAM

GROUP CAPITAL FINANCE

Group Capital Finance INC. is pleased to announce the re-opening of our Term Loan and Credit Line Program, designed to provide flexible financing solutions for both individuals and small-to-medium enterprises.

We offer credit facilities for qualified commercial prospects. Unlike government-backed programs such as the PPP, our funding carries no usage restrictions, making it suitable for debt consolidation, working capital, real estate acquisitions (including buy-and-hold and fix-and-flip projects), and other legitimate business purposes.

Key Terms

Loan Amount $300k – $1M (Personal) / $1M – $5B (Commercial)

Term  3 – 20 years

Repayment Monthly installments

Interest Rate From 5.99% APR*

Prepayment Penalty None

Funding Timeline Approximately 2–4 business days upon final approval

Collateral Requirement None (unsecured facilities)

Documentation Streamlined submission process

*Rates are subject to applicant qualification and prevailing market conditions.

Our underwriting process evaluates applicants holistically. We do not rely exclusively on credit scores or prior loan history as primary decision-making factors, and we encourage prospective borrowers with sound financial fundamentals to apply regardless of FICO standing.

If you are seeking liquidity to relieve financial pressure or to close a time-sensitive transaction, we invite you to contact our Lending Desk to initiate a preliminary consultation.
We look forward to the opportunity to support your financial goals.


Mark Deluca
Loan Officer and Principal
Group Capital Finance Services, INC.
Private Lending
80 STATE STREET, ALBANY, NY 12207